Ecocredit

Purpose of credit:
Consumer loan for purchase, delivery, installation and mounting of solar photovoltaic and wind power plants, micro and small hydro power plants with capacity up to 1MW, biogas production equipment, biogas plants, solar water heaters and heat pumps, as well as for purchase of building insulation materials, energy efficient gas burners and boilers with relevant certificates

Type of collateral
1. For the loan in the amount not exceeding 50-fold of the BCI (Basic Calculation Index) - a policy of insurance of the risk of credit non-payment.
2. For a credit in the amount exceeding 50 times the BCI, one of the following types of collateral is accepted:

• Cash collateral
• Pledge of motor vehicles with term of exploitation not exceeding 3 years from the year of issue;
• Pledge of real estate.

The borrower must insure real estate/vehicles pledged as collateral for the entire term of the credit agreement.

Borrower Memo

How much income should I have?
The monthly payment should not exceed 50% of your income. If your income is not enough, you can arrange for co-borrowers.

How many days will it take to review the credit application?
It will take a few working days to process the credit and the answer to grant or refuse the credit.

In what order is the credit repaid?
Repayment shall be made monthly, grace period is up to 6 months

IMPORTANT! To get a credit, you must be employed and have a steady income. You can get an income certificate from the accounting department at your place of work, or the bank can get your income information from integrated sources on its own.