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Qulay Nasiya (Cobalt)

Interest rate: 0%

Term: from 18 to 36 months

Amount: up to 300,000,000.00 soums

Last modified date: 05/13/2026

The purpose of the loan - microloan for business needs by transferring funds to pay for goods and/or services to the bank's partners.

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Repayment of the loan

Interest rate: 24%

Term: up to 60 months

Amount: 50 000 000 sum

Last modified date: 03/17/2023

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Mortgage loan «COMFORTABLE HOUSE»

Repayment of the loan

Interest rate: 24%-26%

Term: up to 120 vonths

Amount: 1 000 000 000 sum

Last modified date: 10/08/2024

Purpose of the loan - acquisition of residential property - an apartment or an individual residential house (cadastral documents drawn up for the residential property are required)

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Repayment of the loan

Interest rate: 23,99% per annum

Term: up to 60 months

Amount: up to 300,000,000.00 soums

Last modified date: 08/15/2025

Annuity (equal monthly payments, including principal plus interest)

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Online microloan

Interest rate: 27%

Term: from 12 months

Amount: 50 000 000

Payment procedure - equal monthly payment
Payment frequency: principal debt and accrued interest shall be repaid monthly, starting from the last day of the first month from the date of the microloan agreement, but no later than the 15th day. If the payment date falls onto a nonworking banking day repayment is postponed to the next banking working day. If the due date for the last loan payment falls on a non-working day, the due date for the last payment is set for the previous working day.

INFORMATION FOR INDIVIDUALS WHO WANT TO USE LOAN PRODUCTS OF JSCB "KAPITALBANK"

New requirements for debt load of individuals are effective from July 01, 2024 !!!

The level of debt load of individuals to obtain a loan should not exceed 50%, taking into account other existing loan obligations.
To obtain a loan, the client - an individual must have officially confirmed income. Income of borrowers/co-borrowers/guarantors can be proved by the following documents:
a) salary data certified by the employer;
b) data on retirement payment amounts;
c) data on individual accumulative retirement contributions of citizens;
d) data on income received on the borrower's bank accounts;
e) data on taxes paid;
f) data on interest income;
When considering applications for loans by persons who do not have official income, their transactions on bank cards and other types of income may be taken into account.
Data on the aforementioned income types must be obtained for at least the last six months.
In case you are a self-employed individual, without officially proven income, you can also use bank loan products. For this purpose you will need to have turnovers on your bank plastic cards for the last 6 months.