Crediting

Calculate your loan

Qulay Nasiya (Cobalt)

Interest rate: 0%

Term: from 18 to 36 months

Amount: up to 300,000,000.00 soums

Last modified date: 05/13/2026

The purpose of the loan - microloan for business needs by transferring funds to pay for goods and/or services to the bank's partners.

Calculate your loan

Repayment of the loan

Interest rate: 24%

Term: up to 60 months

Amount: 50 000 000 sum

Last modified date: 03/17/2023

Calculate your loan

Mortgage loan «COMFORTABLE HOUSE»

Repayment of the loan

Interest rate: 24%-26%

Term: up to 120 vonths

Amount: 1 000 000 000 sum

Last modified date: 10/08/2024

Purpose of the loan - acquisition of residential property - an apartment or an individual residential house (cadastral documents drawn up for the residential property are required)

Calculate your loan

Repayment of the loan

Interest rate: 23,99% per annum

Term: up to 60 months

Amount: up to 300,000,000.00 soums

Last modified date: 08/15/2025

Annuity (equal monthly payments, including principal plus interest)

INFORMATION FOR INDIVIDUALS WHO WANT TO USE LOAN PRODUCTS OF JSCB "KAPITALBANK"

New requirements for debt load of individuals are effective from July 01, 2024 !!!

The level of debt load of individuals to obtain a loan should not exceed 50%, taking into account other existing loan obligations.
To obtain a loan, the client - an individual must have officially confirmed income. Income of borrowers/co-borrowers/guarantors can be proved by the following documents:
a) salary data certified by the employer;
b) data on retirement payment amounts;
c) data on individual accumulative retirement contributions of citizens;
d) data on income received on the borrower's bank accounts;
e) data on taxes paid;
f) data on interest income;
When considering applications for loans by persons who do not have official income, their transactions on bank cards and other types of income may be taken into account.
Data on the aforementioned income types must be obtained for at least the last six months.
In case you are a self-employed individual, without officially proven income, you can also use bank loan products. For this purpose you will need to have turnovers on your bank plastic cards for the last 6 months.