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Loan settlement
Purpose of the loan:
- purchase passenger vehicles on the pre-owned market (and cargo vehicles with a carrying capacity of up to 1 ton) with the internal combustion engine, manufactured by the companies (and/or under brands) Chevrolet (Daewoo, Ravon), Kia, Skoda, Hyundai, BYD (in compliance with the requirements for the year of manufacture of the vehicle).
- the year of manufacture is not more than 7 years – the loan term does not exceed 36 months;
- the year of manufacture is not more than 6 years – the loan term does not exceed 48 months;
- the year of manufacture is not more than 5 years – the loan term does not exceed 60 months;
- At least 10% of the cost of the purchased vehicle.
- The loan is provided by transfer to the account of the company-commission agent, under the concluded cooperation agreements, after provision of security, executed in the prescribed manner and after the transfer by the Borrower of an advance payment for the vehicle
Borrower's check list
How many days will it take to process a loan application?
Consideration and response on granting or refusal of a loan is carried out within a few working days.
How is the loan repaid?
The loan is paid on a monthly payment, with a grace period of up to 1 months or without a grace period, by the annuity method.
Prospective borrower requirements:
- borrower must be a Resident of the Republic of Uzbekistan
- borrower's credit history may not be negative
- borrower's Capital Adequacy is important (debt load may not be more than 70%). Co-borrowers are allowed in case of inadequate income
- borrower has to have a continuous source of income over the past six months
- original passport;
- deposit agreement;
- availability of permanent income.
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