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Your deposits are guaranteed!


On February 18, 2025, the Law of the Republic of Uzbekistan "On guarantees for the protection of deposits in banks" was adopted. According to this Law, the amount of the guaranteed deposit is 200 million soums per depositor in one bank. This requirement applies to the new deposits, which are placed after the law came into force. The deposits, which were opened before the law came into force, are fully guaranteed by the state, regardless of the amount.

The guaranteed amount applies only in the event of the liquidation of the bank, in other cases the bank fulfills its obligations under deposit agreements. Repayment of the deposit is secured by all property of the Bank.

According to Articles 366 and 382 of the Tax Code of the Republic of Uzbekistan, income of an individual non-resident of the Republic of Uzbekistan received from sources in Uzbekistan, in particular, interest paid on bank deposits, is subject to taxation as personal income tax at a rate of 10%.

About the Deposit Guarantee Fund in the Republic of Uzbekistan
Illustration

Deposit:

Income on deposit:
... sum
Deposit interest rate:
... %

Calculate your deposit


Calculate the earnings on deposits on the online calculator on the deposit in the bank, how it varies depending on different conditions.

Please note!
Calculations of the calculator are educational in nature and may differ from the calculations in the Bank's branches.

  • Term deposit «% every month»
  • Minimum amount of initial contribution – 100 000 UZS;
  • Time of deposit – 25 months;
  • The deposit can be made:
    • online: from a demand deposit account / from the account of any bank card (in UZS) linked to in the JSCB Kapitalbank mobile app;
    • offline: from a demand deposit account / from the account of a bank card (Uzcard, HUMO, VISA UZS, MasterCard UZS) opened with JSCB Kapitalbank.
  • Interest rate:
  • Interest is paid monthly in the deposit currency by crediting it to a demand deposit account / to the account of a bank card opened with JSCB Kapitalbank.
  • Deposit replenishment – available;
  • Partial withdrawal of deposit – available. However, the minimum amount of deposit balance should amount to UZS sums 100 000;
  • Early termination - allowed. When the deposit is closed earlier than the deadline, the interest paid is not recalculated.
  • The principal amount of the deposit is paid out in the deposit currency by crediting it to a demand deposit account / to the accounts of bank cards (Uzcard, HUMO, VISA UZS, MasterCard UZS) opened with JSCB Kapitalbank.
Information sheet
Size: 79.61 KB
Format: pdf

Deposits to Kapitalbank

Return on deposits guaranteed

The Deposit Guarantee Fund for Citizens' Deposits in Banks of the Republic of Uzbekistan ensures the stability of the banking system and serves as a guarantee for the return of individuals' deposits.

Go to the website

Confidentiality of bank secrecy

In Uzbekistan, banking secrecy is regulated by the Law " On Banking Secrecy". Banks are required to maintain the confidentiality of information about their clients and their transactions.

More detailed

The Law of the Republic of Uzbekistan "On guarantees of protection of deposits in banks"

This Law prescribes the procedure for reimbursing depositors for their funds in the event of termination of the bank's activities. It is noted that deposit repayment guarantees also apply to individual entrepreneurs' savings.

More detailed
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