Kapital Ziynat

Your deposits are guaranteed!

On February 18, 2025, the Law of the Republic of Uzbekistan "On guarantees for the protection of deposits in banks" was adopted. According to this Law, the amount of the guaranteed deposit is 200 million soums per depositor in one bank. This requirement applies to the new deposits, which are placed after the law came into force. The deposits, which were opened before the law came into force, are fully guaranteed by the state, regardless of the amount.

The guaranteed amount applies only in the event of the liquidation of the bank, in other cases the bank fulfills its obligations under deposit agreements. Repayment of the deposit is secured by all property of the Bank.

According to Articles 366 and 382 of the Tax Code of the Republic of Uzbekistan, income of an individual non-resident of the Republic of Uzbekistan received from sources in Uzbekistan, in particular, interest paid on bank deposits, is subject to taxation as personal income tax at a rate of 10%.

About the Deposit Guarantee Fund in the Republic of Uzbekistan

Income on deposit:

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Deposit interest rate:

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Calculate your deposit

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Deposit term:

Calculate the earnings on deposits on the online calculator on the deposit in the bank, how it varies depending on different conditions.

Please note!
Calculations of the calculator are educational in nature and may differ from the calculations in the Bank's branches.

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Term deposit «Kapital Ziynat»
Deposit period is 25 months;
Minimum initial contribution amount is 100,000 soums
The deposit can be made:
- online: from a demand deposit account / from the account of any bank card (in UZS) linked to in the JSCB Kapitalbank mobile app;
- offline: from a demand deposit account / from the account of a bank card (Uzcard, HUMO, VISA UZS, MasterCard UZS) opened with JSCB Kapitalbank.
The interest rate is 19% per annum (to be accrued on the amount deposited for more than 1 banking day);
Interest is paid daily in the deposit currency by crediting it to a demand deposit account / to the account of a bank card opened with JSCB Kapitalbank.
Deposit replenishment is provided for the first 6 months.
Partial withdrawal is not allowed
Early closing of the deposit is allowed. Previously paid interest shall be recalculated at the rate of 14% for the entire period: the difference between paid and accrued interest shall be deducted from the principal amount of the deposit.
If the deposit is opened by a non-resident, the income tax of non-residents shall be withheld on the deposit, in accordance with Articles 366, 82 of the Tax Code of the Republic of Uzbekistan.