Money transfer

Western Union

Last modified date: 09/15/2025

Western Union transfers are available through bank branches and the Kapitalbank.Online mobile application. And now there is a special promotion - 50% discount on commission fees for WU transfers via the mobile application!

Zolotaya korona

Last modified date: 11/24/2025

Zolotaya Korona - with the help of Zolotaya Korona system, you can make profitable, fast, and secure transfers through Kapitalbank branches to more than 50 countries around the world.

MoneyGram

Last modified date: 09/24/2025

Promotion

JSCB Kapitalbank’s clients can send money via Moneygram in all Bank branches. Until December 31, 2025, there is a special promotion for sending and receiving transfers on favorable terms and conditions for the 6 most popular destinations.

Visa Direct

Last modified date: 11/07/2025

Promotion

Visa Direct transfers in Kapitalbank are simple, easy, and convenient. You can transfer money online from Visa, Uzcard, and HUMO Kapitalbank cards to other Visa cards without restriction.

MoneySend

Last modified date: 12/02/2023

JSCB Kapitalbank offers its clients the opportunity to use Moneysend. Today, the Bank's clients can quickly send transfers through this system via the Kapitalbank.Online mobile application.

SWIFT

Last modified date: 09/15/2025

Kapitalbank now offers SWIFT transfer services to both individuals and businesses clients. The Bank's clients can send transfers anywhere in the world and in the shortest time possible.

Asia Express

Last modified date: 03/24/2025

JSCB Kapitalbank offers money transfer services through Asia Express. Thanks to this service, Bank’s clients can instantly receive and send money transfers from Russia to Uzbekistan and from Uzbekistan to Russia.

Money transfer is a convenient and reliable way for quick money delivery to another person located anywhere in the country and the world. With this, you can support your loved ones, pay for purchases, services, or transfer the money between your accounts. Money transfers can be made in both national and foreign currencies through banks, mobile applications, or special payment systems.

The main advantage of the money transfer is speed and accessibility. The recipient can send the money in a matter of minutes, while you can make online or offline transfers at any time. Modern technologies ensure a high level of safety. In addition, money transfers make it possible for people to keep in touch with their families, help their relatives abroad, and conduct the business regardless of borders and restrictions.

JSCB Kapitalbank will help you to ensure swift money transfers all over the world. Our offices are located in the most convenient and accessible spots in the capital and regional centers.

You can select the type of money transfer that is convenient for you and get to know our rates. JSCB Kapitalbank guarantees you that your money will be delivered in prompt and safe manner.

Money transfers are a part of the modern financial life, where simplicity, reliability and comfort are valued. It makes it possible to ensure flexible financial transactions and accessible to everyone, regardless of distance and time.

Basic requirements to sending and receiving payments

MUNIS (Interbank Universal Netting Information System) is a clearing settlement system developed by the Central Bank of the Republic of Uzbekistan. It ensures prompt and reliable execution of non-cash payments between banks and their clients in real time mode.

The main functions of MUNIS:

Acceptance of utility bills: It allows the population to pay for housing and communal services through banks and payment terminals with instant crediting of funds to the accounts of service providers.
Payment of customs duties Businesses can quickly and accurately transfer customs payments, that helps speed up customs procedures.
Processing of various types of payments The system supports a wide range of payments, including taxes, fines, and other mandatory payments.

Payment methods:

By cash
By card
By bank transfer (for legal entities)

What are P2P transactions?

P2P (peer-to-peer or person-to-person) is a fast transfer from card to card between individuals.

Advantages of the P2P transactions:
Fast – transfer is made within seconds.
Convenient – transfer can be made at any time without visiting the bank.
Simple – all what you need is the recipient's card/account number.
Safe – secure transactions with confirmation.

How to transfer the money?

Open the "Kapitalbank.Online" mobile application;
Select the "Transfers" → section to make the transfer;
Select the card at the top of the section which you want to use for sending the funds;
Enter the card number/the recipient's account and the amount of the transfer;
Confirm the transfer.

P2P transaction is a fast, convenient and safe method for funds transfer. Send the money to your relatives and friends in a couple of clicks through the "Kapitalbank.Online" mobile application.

Q&A:
How can I know the transfer status in the mobile application?
The transfer status is available in the "History" section by clicking on the very transaction. You will see the details about the transfer in the transaction.

What should I do if the money didn't arrive?
Please contact the bank's staff through the short number 1340 and inform them about the error.

Is it possible to make a P2P transaction in the branches of JSCB Kapitalbank?
Transfers to other banks' cards are made through the bank's mobile application only. At JSCB Kapitalbank branches you can top up another person's card by cash or non-cash funds.

Paynet is one of the most popular and convenient payment and money transfer systems in Uzbekistan.

The customers of the JSCB Kapitalbank's can make payments and transfers through "Paynet" and "Kapitalbank" terminals, and through the service's application or website. The service operates around the clock and is available throughout the entire country. The transferred funds can be received at any Paynet service point or through a bank card.

The main advantages of Paynet are simplicity, speed and reliability. The system relies on modern data protection technologies, and an extensive network of terminals and partners, which makes the service accessible as far as possible for the users in each region.