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The present era of speed and cutting-edge technology, unlike anything else, makes us appreciate our own time and efforts. To save yourself both time and efforts there is a sophisticated system of money transfers which enables to make the transfer process as convenient as possible.

As it often happens, our closed one who is for thousands of kilometers away from us, urgently needs our assistance... Financial assistance. The postal transfer of money used by our dads and moms, grandpas and grandmas hasn’t been satisfying our requirements for long because of the rapid speed of our life - sometimes, and quite often, a person simply cannot wait a week until he receives the money. And what if he is even in another country? The transfer of funds must be as quick and convenient as possible.

“Kapitalbank” JSCB for a few minutes will help to implement international money transfers virtually anywhere around the world. Our offices are located in the most convenient and accessible areas in Tashkent and regional centers.

You can choose a convenient type of money transfer service and find out more about our rates and charges. “Kapitalbank” JSCB guarantees you fast and secure delivery of your money.

Basic requirements to sending and receiving payments

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MUNIS (Interbank Universal Netting Information System) is a clearing settlement system developed by the Central Bank of the Republic of Uzbekistan. It ensures prompt and reliable execution of non-cash payments between banks and their clients in real time mode.

The main functions of MUNIS:
  • Acceptance of utility bills: It allows the population to pay for housing and communal services through banks and payment terminals with instant crediting of funds to the accounts of service providers.
  • Payment of customs duties Businesses can quickly and accurately transfer customs payments, that helps speed up customs procedures.
  • Processing of various types of payments The system supports a wide range of payments, including taxes, fines, and other mandatory payments.
Payment methods:
  • By cash
  • By card
  • By bank transfer (for legal entities)
P2P transfers– fast transfers from card to card

What are P2P transfers?
P2P (peer-to-peer or person-to-person) is card–to-card transfers between individuals Send money to your loved ones in a couple of clicks through the bank's mobile application.

The advantage of P2P transfers:
Fast – a transfer within mere moments
Convenient – sending at any time. Without a visit to the bank
It's simple – you only need the recipient's card/account number.
Secure – secured transactions with confirmation

How to send a transfer?
  1. Open the mobile application
  2. Select "Payments" → "Transfers within Uzbekistan"
  3. Select the card you want to send funds from
  4. Enter the recipient's card number and the amount
  5. Confirm the transfer
Frequently Asked Questions:
  • How to find out the transfer status in the mobile application?
    The status of the transfer can be seen in the History section of the application by logging into the transfer itself.

  • What should be done if the money didn't arrive?
    It is necessary to contact the bank's staff at the short number 1340 and inform them about the error.

  • Is it possible to make a P2P payment at a bank branch?
    Transfers to other banks' cards are carried out only through the bank's mobile application.
    Replenishment of JSCB Kapitalbank cards of other individuals is available. Clients can top up a card balance of another person at a bank branch using cash or non-cash funds.
Mobile application payments are a feature that allows users to perform financial transactions through the bank's application. These include:

  • Transfers between users
  • Repayment of loans and utility bills
  • Top-up the balance of mobile phone
  • Signatures and automated withdrawals
*Payment in the mobile application is carried out through the Paynet system
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