Visa Classic

Payment (plastic) cards

Payment system: Visa

Currency: US Dollar

Type of card: Deposit card

The validity of the card: 3 years

Transaction processing: No charge applied

Card account maintenance: Free

Submission date: 10.09.2022

Visa Classic this type of card is accepted for payment at almost all points where there is a Visa logo. It can be used both in electronic, and in mechanical payment terminals, in automatic cash dispensers, and also is accepted for payment via the Internet or by phone. Visa Classic is designed for those who already have experience in using bank cards. It is popular among middle-income consumers, as it guarantees convenience, choice and financial flexibility. With the help of this card you will be able to perform so-called “booking operations,” for example, with regard to hotel rooms, air tickets and other goods. To this end, the client usually informs the seller of the goods or services of his card’s details, and after the client receives the goods or uses the service, the seller charges the appropriate amount from his card account. Almost the same is the procedure for payment for purchases over the Internet. For Internet payments there is a special service code on the back side of the card and consists of three digits. However, you should be careful and do not inform the details of your card to unfair merchants.

Today, the plastic card is a convenient and high-tech information carrier. In the modern world, plastic cards have been used almost everywhere. Imagine a wallet, which itself withdraws for you a right amount of money when shopping and no one except you can use it ... and most importantly, if you lose your wallet, your money remains with you. Do you think this is not possible? We think differently. JSCB “Kapitalbank” offers you a convenient and safe solution - plastic cards.

JSCB “Kapitalbank” offers you to get acquainted with Visa cards and useful information related to their daily use.

REGULATIONS for comprehensive banking servicing of individuals in the "Kapital24" retail business branch of “Kapitalbank” Joint-Stock Commercial Bank

Date: 01/01/2020

Size: 3.54 MB

Format: pdf

	Bank’s service / condition for provision of the service	Rate of commission fee to the Bank charged to the Client for the transactions performed by the Bank	Note
a)	Issue of the main card	25 000 UZS 2 USD* 2 EUR*	Except for: Issuing a Visa Classic card instead of an expired Visa Electron card
b)	Issue of additional card	25 000 UZS 2 USD* 2 EUR*	Only Visa Electron card may be used as an additional card.
c)	Period of validity of the card	3 years
d)	Period of issue of the card from the day the application for the issuance of the main or additional card is received	Not more than 3 working days
e)	Minimum balance on the card account not available for use by the card	0 US dollars
f)	Minimum initial contribution to the card account	missing	Amount available for use will be calculated with the account of the minimum balance.
g)	Maintenance of the card account	Commission fee is not charged
h)	Early re-issue of the main or additional card (if the cardholder applies earlier than 2 months before the expiry of the card)	25 000 UZS 2 USD* 2 EUR*
i)	Processing of transaction for withdrawal of cash from Visa card of JSCB “Kapitalbank” in the service network of JSCB “Kapitalbank”	0,5% from the transaction amount
j)	Processing of transactions for withdrawal of cash from Visa card of JSCB “Kapitalbank” in the other banks	3%	The commission fee is charged from the full amount of transaction
k)	Processing of transactions for payment for goods and services within the network and beyond the service network of JSCB “Kapitalbank”	Commission fee is not charged
	For payments by cards of JSCB Kapitalbank on MSS 6051	1%
l)	Reissue of the card due to:
	Loss/damage to the card;	25 000 UZS
	Change in the name of the cardholder;	2 USD*
	Change of PIN code;	2 EUR*
	Expiry of card validity period	Commission fee is not charged	Except for applications before and after one month of card expiry date.
m)	Connection and maintenance of 3D Secure service	Commission fee is not charged	The connection of the 3D Secure service is provided only if the client is connected to the SMS information service.
n)	Processing cash withdrawal transactions using Visa card of JSCB "Kapitalbank" at ATMs of JSCB \|"Kapitalbank"	No charge applied	For national and foreign currencies
o)	Investigation of the account and operations	up to 100 $ - 5 (five) US dollars; from 100 $ (inclusive) - 1% of the transaction amount, but not less than 10 (ten) US dollars (at the rate of the Central Bank)	Payment is made in national currency at the Central Bank exchange rate on the day the application is received from the customer. In this case, the amount of the disputed transaction must not be less than 25 (twenty five) USD.
p)	Processing of transactions made through the Bank's E-POS terminal using the P2P system *) from Visa cards of “Kapitalbank” JSCB to Visa cards of any bank	1% from the transaction amount (minimum 1 USD)

Visa card is the key to access to your account where your money is stored. Observing the following main precautions while using this card enables to mitigate the risk of unauthorized access of your account.

To avoid using your card by another person, keep the PIN-code separately from the card, do not write the PIN-code on the card, do not give the PIN-code to any other people. When typing the PIN-code on the electronic terminal or ATM you should do in the way so it is not visible to others what being entered.
Verify periodically the transactions on the card account - this can be done with the help of the bank statements, as well as using the free SMS notification service, by sending an SMS message to short number 2212. In case of detection of suspicious or unusual transactions, immediately inform the bank. The list of SMS information instructions is available here-> INSTRUCTION
In case of loss of the card (theft, seizure) or if information about the PIN-code or card details became available to third parties, immediately put the card on the STOP list using the SMS notification service by sending the SMS message to short number 2212 and also immediately contact “Kapitalbank” JSCB and inform about the loss of the card either verbally or in a written form.
To avoid fraud with your card, require the transactions to be carried out only in your presence, do not let take it out of your field of vision.
While withdrawing cash at the ATM, make sure that the ATM is installed in a well-illuminated place or a special room of the bank, do not carry out transactions with the ATMs that are installed in deserted places. Examples of installing facilities for sensing card details.