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Payment system: Visa
Currency: Uzbekistani soʻm
The validity of the card: 3 years
Transaction processing: Commission - free
Card account maintenance: Commission - free
Submission date: 25.10.2022

Visa Sum is a universal card with which you can pay for purchases in both local and foreign currency. It supports payment systems Visa, Uzcard, Humo.

 

Banking Service / Terms of Service

The rate of the commission remuneration of the Bank charged from the customer performance of the transactions by the Bank

Note

a)

When ordering via mobile app with pickup via delivery 0 (zero) UZS
b) Issuance of a plastic card with receipt at a bank branch 105 000 UZS The card is issued with a minus balance (card issue and delivery fee)
c) Card validity period 3 years
d) Reissue of the card due to the card expiration, within a month before or a month after the card expiration Free of charge
e) Reissue of the card due to the card expiration, within a month before or a month after the card expiration 10,000 UZS
f) Reissue of the card due to:


Loss 30,000 UZS

Damage


Changing the cardholder's name


Changing the PIN code

g) Minimum balance on the card account, which is not available for use on the card

N/a


h)

Minimum initial deposit to the card account (fully available for use after card activation) 50,000 UZS



105,000 UZS If the order is made via Kapitalbank mobile app
i) Card account maintenance Commission - free

Processing of cash receipt transactions:


- through the cash desks of JSC “Kapitalbank” Commission - free

- through ATMs of JSCB “Kapitalbank” 0,7%
j) Processing of transactions for receipt of cash in other banks Other bank’s rate
k) Processing of transactions for payment for goods and services in and outside the service network of JSCB “Kapitalbank” Commission - free

For payments by cards of JSCB Kapitalbank on MSS 6051 1%

l)

Maintaining a bank card account in terms of investigation of the account and operations


- up to 100 USD 5 USD (at the rate of the Central Bank);

- from 100 USD (inclusive) 1% of the transaction amount, but not less than 10 USD (at the rate of the Central Bank)
m) Fee for blocking a card with the "stolen or lost" sign Commission - free
n) Connection and maintenance of 3D Secure service (provided only if the client is connected to the SMS informing service) Commission - free
o) Money transfers to other cards issued by JSCB “Kapitalbank” Commission - free
p) OʻzR boshqa banklari tomonidan chiqarilgan kartalarga pul oʻtkazmalari 0,5%

Visa card is the key to access to your account where your money is stored. Observing the following main precautions while using this card enables to mitigate the risk of unauthorized access of your account.

  • To avoid using your card by another person, keep the PIN-code separately from the card, do not write the PIN-code on the card, do not give the PIN-code to any other people. When typing the PIN-code on the electronic terminal or ATM you should do in the way so it is not visible to others what being entered. 

  • Verify periodically the transactions on the card account - this can be done with the help of the bank statements, through the Kapitalbank mobile application, as well as using the free SMS notification service, by sending an SMS message to short number 2212. In case of detection of suspicious or unusual transactions, immediately inform the bank. The list of SMS information instructions is available here-> INSTRUCTION

  • In case of loss of the card (theft, seizure) or if information about the PIN-code or card details became available to third parties, immediately put the card on the STOP list using the SMS notification service by sending the SMS message to short number 2212 and also immediately contact “Kapitalbank” JSCB and inform about the loss of the card either verbally or in a written form.

  • To avoid fraud with your card, require the transactions to be carried out only in your presence, do not let take it out of your field of vision.

  • While withdrawing cash at the ATM, make sure that the ATM is installed in a well-illuminated place or a special room of the bank, do not carry out transactions with the ATMs that are installed in deserted places. Examples of installing facilities for sensing card details.

  • Statement
  • Original identity document
  • Agreement between the Bank and an individual
Operating days in card departments:
  • VISA Card opening - to 4 p.m.
  • EMV SMART VISTA Cards cash withdrawal - to 4p.m.,
  • Other operations - to 5 p.m.

Accuracy

Accuracy in the calculations and no need to carry large packs of cash

Time

Saving time on recounting bills in calculations

Security

Security of settlements and storage of funds

Security

Security of settlements and storage of funds

Time

Saving time on recounting bills in calculations

Accuracy

Accuracy in the calculations and no need to carry large packs of cash

Security

Security of settlements and storage of funds

Accuracy

Accuracy in the calculations and no need to carry large packs of cash

Time

Saving time on recounting bills in calculations
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