Mastercard Gold

Payment cards

Payment system:

Mastercard

Type of card: Debit card

Issue: 50 000 UZS

Cash withdrawal at the cash department/from ATMs of the JSCB Kapitalbank: 0% / 1,5%*

Cash withdrawal outside the Republic of Uzbekistan: 2%

Transaction processing: 0.5% (at least 0.5 Euro)

Card account maintenance: Free

Last modified date: 10/07/2024

* Cash withdrawal outside the Republic of Uzbekistan is made at the exchange rate of the bank at the time of transaction

Mastercard Gold is a premium segment card which is popular with people who value comfort and quality of service. The Gold Card emphasizes the high status of its holder and is a guarantee of priority at service.

The Card’s benefits:
     a) Contactless payment (thanks to PayPass contactless technology, pay for purchases with just one touch).
     b) SMS notification (keep up to date with all card transactions: receive SMS messages to your mobile phone and effectively control your spendings).
     c) Payment for goods and services using the Internet (enjoy online shopping: order goods or make online payments for services).
     d) You can set your PIN code yourself (set your own unique four-digit PIN code).
     e) Maintenance of a card account in Euro (a great choice for trips to Europe, buy without extra conversion costs).
     f) Instant card release (now you don't have to wait for several days, the card is personalized within a few minutes).
     g) free of charge 3Dsecure service (technology for ensuring the card payments security in the Internet, confirmed by a one-time password in the form of an SMS message to a mobile phone).

REGULATIONS for comprehensive banking servicing of individuals in the "Kapital24" retail business branch of “Kapitalbank” Joint-Stock Commercial Bank

Date: 01/01/2020

Size: 3.69 MB

Format: pdf

	Bank’s service / condition for provision of the service	Rate of commission fee to the Bank charged to the Client for the transactions performed by the Bank	Note
a)	When ordering via mobile app with pickup via delivery	50 000 UZS 4 USD 4 EUR
b)	When ordering through a mobile application with delivery by prior request	10 EUR	The card is issued with a negative balance (fee for issuing and delivering the card)
c)	Period of validity of the card	5 years
d)	Re-issue of the card due to expiration of the card's validity period	Free of charge* 50 000 UZS 4 USD 4 EUR	*When applying before and after one month of expiration of the card's validity period
e)	Early reissue of the primary or additional card	50 000 UZS 4 USD 4 EUR	When applying more than 1 month before expiration of the card's validity period Except for: No commission is charged within the "Kapital Premium", "Kapital Privilege" package
f)	Reissue of the card due to:
	- Loss	50 000 UZS
	- Damage	4 USD
	- Changed name of the card holder	4 EUR
	- Changed PIN code
g)	Minimum balance on the card account that is not available for use on the card	none	If the card currency differs from the transaction currency, an amount of 1% of the transaction amount will be temporarily blocked.
h)	Minimum initial in-payment to the card account	none	The amount available for use will be calculated less the non-deductible balance.
i)	Service of the card account	No fee charged
j)	Processing of cash receipt transactions from Mastercards of Kapitalbank JSCB via cash desk / terminal of Kapitalbank JSCB	No fee charged
k)	Processing of cash receipt transactions from Kapitalbank JSCB’s cards in other banks	2%	The fee is charged from the full transaction amount
l)	Processing of transactions for payment for goods and services within the network and beyond the service network of JSCB “Kapitalbank”	0.5% (at least 0.5 Euro)	The fee is charged from the full transaction amount
m)	Maintaining a bank card account in terms of investigation of account and transactions	No fee charged
n)	A fee for blocking a card with a “stolen or lost” sign	No fee charged
o)	Activation and service of the 3D Secure service	No fee charged	The 3D Secure service is activated only subject to the client connection to the SMS notification service
p)	Maintaining a card account and settlement under transactions		The currency of Kapitalbank’s Mastercard is Euro. For transactions in other currencies, a dynamic exchange rate is applied. At the time of the transaction, the preliminary amount on the card is blocked at the exchange rate, and the final debit payment is made at the exchange rate on the day of settlements with Mastercard.
q)	Processing transactions for receiving cash using Mastercard plastic cards at ATMs serviced by JSCB “Kapitalbank”	1.5% of withdrawal amount	For national currency

Msastercard card is the key to access to your account where your money is stored. Observing the following main precautions while using this card enables to mitigate the risk of unauthorized access of your account.

To avoid using your card by another person, keep the PIN-code separately from the card, do not write the PIN-code on the card, do not give the PIN-code to any other people. When typing the PIN-code on the electronic terminal or ATM you should do in the way so it is not visible to others what being entered.
Verify periodically the transactions on the card account - this can be done with the help of the bank statements, as well as using the free SMS notification service, by sending an SMS message to short number 2212. In case of detection of suspicious or unusual transactions, immediately inform the bank. The list of SMS information instructions is available here-> INSTRUCTION
In case of loss of the card (theft, seizure) or if information about the PIN-code or card details became available to third parties, immediately put the card on the STOP list using the SMS notification service by sending the SMS message to short number 2212 and also immediately contact “Kapitalbank” JSCB and inform about the loss of the card either verbally or in a written form.
To avoid fraud with your card, require the transactions to be carried out only in your presence, do not let take it out of your field of vision.
While withdrawing cash at the ATM, make sure that the ATM is installed in a well-illuminated place or a special room of the bank, do not carry out transactions with the ATMs that are installed in deserted places. Examples of installing facilities for sensing card details.