Visa Infinite

Payment cards

Type of card: Debit card

Issue: 200 000 UZS

Cash withdrawal at the cash department or from ATMs of the JSCB Kapitalbank: 0%****

Cash withdrawal outside the Republic of Uzbekistan: 1% + acquiring bank's tariff

Transaction processing: 0%

Card account maintenance: 10 USD per month***

Privileges:

Last modified date: 02/09/2024

** Commission is not charged if one of the following conditions is met:
- average monthly balance on all accounts/deposits is 5000 USD;
- the amount of payments for goods and services per month is more than 2000 USD per month.
**** Withdrawals from ATMs are made in national currency at the bank’s exchange rate at the moment of transaction.

Visa Infinite is a black color card us-colored card used by the most loyal and affluent bank clients. Visa Infinite symbolizes the highest level of service and attention to the holder of such a card. Many shops and restaurants are willing to participate in the privilege programs for Visa Infinite holders. Visa Infinite card provides you not only with an excellent opportunity to pay for any goods and services, but also with a number of important privileges that can make your life easier and brighter. At Kapitalbank JSCB, you can open a Visa Infinite debit card.

As of today, a plastic card is a convenient and high-tech information-carrying medium. Nowadays, plastic cards have become used almost everywhere. Imagine a wallet that gives you the required amount when you purchase, no one but you can use it ... and most importantly, if you lose your wallet, your money stays with you. Do you think this doesn't happen? We are of a different mind. Kapitalbank JSCB offers you a convenient and safety solution – plastic cards.

Kapitalbank JSCB invites you to get acquainted with Visa cards and useful information related to their daily use.

REGULATIONS on comprehensive banking services for individuals at the Single Branch of the Joint-Stock Commercial Bank "Kapitalbank"

Size: 3.69 MB

Format: pdf

	Bank’s service / condition for provision of the service	Rate of commission fee to the Bank charged to the Client for the transactions performed by the Bank	Note
a)	Issue of the main card	200 000 UZS
b)	Issue of additional card	Service is not available
c)	Period of validity of the card	5 years
d)	Period of issue of the card from the day the application for the issuance of the main or additional card is received	Not more than 3 working days
e)	Minimum balance on the card account not available for use by the card	none	If the card currency differs from the transaction currency, an amount of 1% of the transaction amount will be temporarily blocked.
f)	Minimum initial contribution to the card account	none	The amount available for use shall be calculated taking into consideration the minimum balance.
g)	Servicing a card account	USD 10 per month If one of the following conditions is met, no commission is charged: - Average monthly balance on all accounts/deposits is more than USD 5,000 - Turnover for payment for goods and services is more than USD 2,000 per month
h)	Early re-issue of the main or additional card (if the cardholder applies earlier than 2 months before the expiry of the card)	200 000 UZS
i)	Processing of transaction for withdrawal of cash from Visa card of JSCB “Kapitalbank” in the service network of JSCB “Kapitalbank”	0% from the transaction amount
j)	Processing of transactions for withdrawal of cash from Visa card of JSCB “Kapitalbank” in the other banks	1%	The commission fee is charged from the full amount of transaction
k)	Processing of transactions for payment for goods and services within the network and beyond the service network of JSCB “Kapitalbank”	Commission fee is not charged
	For payments by cards of JSCB Kapitalbank on MSS 6051	1%
l)	Reissue of the card due to:
	Loss/damage to the card;	200 000 UZS
	Change in the name of the cardholder;	200 000 UZS
	Change of PIN code;	200 000 UZS
	Expiry of card validity period	Commission fee is not charged
m)	Investigation of the account and operations	Commission fee is not charged
n)	Connection and maintenance of 3D Secure service	Commission fee is not charged	The connection of the 3D Secure service is provided only if the client is connected to the SMS information service.
o)	Processing cash withdrawal transactions using Visa card of JSCB "Kapitalbank" at ATMs of JSCB \|"Kapitalbank"	Commission fee is not charged	For national and foreign currencies

Visa card is the key to access to your account where your money is stored. Observing the following main precautions while using this card enables to mitigate the risk of unauthorized access of your account.

To avoid using your card by another person, keep the PIN-code separately from the card, do not write the PIN-code on the card, do not give the PIN-code to any other people. When typing the PIN-code on the electronic terminal or ATM you should do in the way so it is not visible to others what being entered.
Verify periodically the transactions on the card account - this can be done with the help of the bank statements, as well as using the free SMS notification service, by sending an SMS message to short number 2212. In case of detection of suspicious or unusual transactions, immediately inform the bank. The list of SMS information instructions is available here-> INSTRUCTION
In case of loss of the card (theft, seizure) or if information about the PIN-code or card details became available to third parties, immediately put the card on the STOP list using the SMS notification service by sending the SMS message to short number 2212 and also immediately contact “Kapitalbank” JSCB and inform about the loss of the card either verbally or in a written form.
To avoid fraud with your card, require the transactions to be carried out only in your presence, do not let take it out of your field of vision.
While withdrawing cash at the ATM, make sure that the ATM is installed in a well-illuminated place or a special room of the bank, do not carry out transactions with the ATMs that are installed in deserted places. Examples of installing facilities for sensing card details.