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Card issuance and servicing: Free
Transfer of funds to cards of the JSCB Kapitalbank: 0%
Cash withdrawal at the cash department of the JSCB Kapitalbank: 0%
Cash withdrawal from ATMs of the JSCB Kapitalbank: 0% (up to 10 million UZS / month), 0.7% (over 10 million UZS / month)
Last modified date: 12/12/2024
up to 10 million UZS per month – no commission is charged, over 10 million UZS – 0.7%

Visa Sum is a universal card with which you can pay for purchases in both local and foreign currency. It supports payment systems Visa, Uzcard, Humo.

 

Service name

Commission Fee Rate

a)

When ordering via mobile app with pickup via delivery 0 (zero) UZS
b) Issue of the additional card 30 000 UZS
c) When ordering through a mobile application with delivery by prior request Tariffs for cards delivery
d) Card validity period 5 years
e) Reissue of the card due to the card expiration, within a month before or a month after the card expiration Free of charge
f) Reissue of the card due to the card expiration, within a month before or a month after the card expiration 10,000 UZS
g) Reissue of the card due to:

Loss 30,000 UZS

Damage

Changing the cardholder's name

Changing the PIN code
h) Minimum balance on the card account, which is not available for use on the card N/a
i) Minimum initial deposit to the card account (fully available for use after card activation) 50,000 UZS
j) Card account maintenance Commission - free
k) Processing of cash receipt transactions:

- through the cash desks of JSC “Kapitalbank” Commission - free

- through ATMs of JSCB “Kapitalbank” - up to 10 million UZS per month – no commission is charged, over 10 million UZS – 0.7%;
l) Processing of transactions for receipt of cash in other banks Other bank’s rate
m) Processing of transactions for payment for goods and services in and outside the service network of JSCB “Kapitalbank” Commission - free

For payments by cards of JSCB Kapitalbank on MSS 6051 1%
n) Maintaining a bank card account in terms of investigation of the account and operations Commission - free

- up to 100 USD Commission - free

- from 100 USD (inclusive) Commission - free
o) Fee for blocking a card with the "stolen or lost" sign Commission - free
p) Connection and maintenance of 3D Secure service (provided only if the client is connected to the SMS informing service) Commission - free
q) Money transfers to other cards issued by JSCB “Kapitalbank” Commission - free
  • Issuance and servicing free of charge
  • Cash withdrawal without commission fee at the cashiers and ATMs of Kapitalbank up to 10 million soums per month
  • Instant transfers to other cards of the Kapitalbank without commission fee
  • International use with automatic conversion

Conditions for new non-resident client

Required documents for registration of a new client:
  • international passport
  • Registration in the territory of the Republic of Uzbekistan (if without QR-code, stamp of entry into the Republic of Uzbekistan)
  • Individual Personal Identification Number
  • Mobile number of an Uzbek national operator (+998)
  • Non-resident client questionnaire filled in by hand
Refusal in registration of a new non-resident client, if:
  • there is discrepancy of data in the registration and passport,
  • registration issued without QR-code and passport has no stamp of border crossing,
  • Individual Personal Identification Number is unavailable
Documents required to open the card:
  • Residents of the Republic of Uzbekistan: internal passport of a citizen, registration
  • Non-residents of the Republic of Uzbekistan: international passport, registration, PINFL, phone number with the prefix of Uzbekistan.

Questions-answers

1.
How to secure a card?
Updated 27 June 2025 г. 18:33
Do not give your card to strangers, do not share the PIN code, and do not store it with the card. Do not leave the card unattended and do not provide the card details over the phone.
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2.
Is it possible to reissue a card before the expiration date?
Updated 27 June 2025 г. 18:33
Yes, the card can be reissued before the expiration date. For a month, in the same month and a month later - absolutely free of charge.
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3.
What is the validity period of a card?
Updated 27 June 2025 г. 18:32
A card is valid for 5 years. The validity period of the cards is indicated on the card itself.
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4.
Is it possible to apply for a card for a child?
Updated 27 June 2025 г. 18:32
Yes, you can apply for a card for children from the age of 14, but for children younger than that, the consent of his/her parents or guardians will be required.
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5.
What should be done if the card is stolen or lost?
Updated 27 June 2025 г. 18:31
In case of loss or theft of the card, it is necessary to contact the bank as soon as possible through the 1340 hot-line, block it through the Kapitalbank JSCB mobile application, or visit the nearest branch to block the card and prevent unauthorized use.
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6.
Which card to choose for international travel or shopping?
Updated 27 June 2025 г. 18:31
For international travel or shopping, Visa or MasterCard cards, which are accepted everywhere, will be the best option. These cards provide access to funds in foreign currency and allow to withdraw cash from ATMs abroad
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7.
What documents are required to apply for a card?
Updated 27 June 2025 г. 18:31
The following documents are required for residents of the Republic of Uzbekistan:
  1. An identity document (biometric passport, ID card, new style driving license)
  2. Local operator's phone number 
The following documents are required for non-residents of the Republic of Uzbekistan:
  • International passport
  • Registration in the territory of the Republic of Uzbekistan (if without QR-code, stamp of entry into the Republic of Uzbekistan)
  • Individual Personal Identification Number
  • Mobile number of an Uzbek national operator (+998)
  • Non-resident client questionnaire filled in by hand
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8.
How to apply for a card?
Updated 27 June 2025 г. 14:12
A card can be issued both online with delivery and at the bank's branches.
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Download the mobile application

Download Kapitalbank mobile application and order a card with delivery

You can also apply for a card at a bank branch

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