Humo Kids

Payment cards

Card issuance and servicing: Free

Transaction processing: 0%

Last modified date: 12/23/2024

Opening a plastic card for children and teenagers from 14 to 16 years-is totally free of charge. If the child does not already have a passport, then the child's birth certificate, passport and written consent of one of the parents or guardian will be required for registration of the account.

According to research, the vast majority of the teenagers (87%) get money for pocket expenses. 40% of teenagers have their own savings. Interestingly, the children born after 2010 are adept at saving rather than expend. Thus, more than 50% of schoolchildren will set some money apart if they get 500,000 soums for their own expenses, and 31% - the amount in full. The remaining 19% will lay out the money at their own discretion.

To give money "to a pocket" or not-is a dilemma for each parent. On the one hand, the sooner the child learns to manage finances, the better. On the other hand, giving out cash is risk bearing: what if the high school students will take them away.

Now it is not necessary to give money for pocket expenses in cash - it is possible to issue the children's plastic card in “Kapitalbank” JSCB and to manage it in the mobile app Kapitalbank. At the age of 14 your child can have his/her own account at the bank and his/her own VISA card from the KapitalBank. Opening a plastic card for children and teenagers from 14 to 16 years-is totally free of charge. If the child does not already have a passport, then the child's birth certificate, passport and written consent of one of the parents or guardian will be required for registration of the account.

Now, when your child is a happy user of a bank card and the new mobile app Kapitalbank he/she has the right to dispose of money as he/she wants, and parents will have to learn to trust the decisions of their child. Do not forget to give a talk about swindlers and that it is not allowed to tell the pin code of his/her card.On of the advantages: the salary card is now safe - no need to send children to the store with a full-house sum and worry about possible loss. The parent is safe and secure, the money is protected, and the child is free to spend. You can transfer money to the card at any time and from anywhere in the country and the world. Moreover, transfers between the “Kapitalbank” JSCB cards – is 0%. Psychologists believe that by the age of 14 children are fully aware of the value of money and make independent, and most importantly conscious purchases. Teach your children to understand the value of money and properly dispose of them. Open plastic children's cards in “Kapitalbank” JSCB for free even today.

REGULATIONS on comprehensive banking services for individuals at the Single Branch of the Joint-Stock Commercial Bank "Kapitalbank"

Size: 3.69 MB

Format: pdf

	Bank’s service / condition for provision of the service	Rate of commission fee to the Bank charged to the Client for the transactions performed by the Bank	Note
a)	The issuance of the primary card	No charge applied
b)	The issuance of the additional card	No charge applied
c)	Re-issue of the primary and additional cards in the case of loss or deterioration	50 000 UZS	Excluding cases of the card failure for reasons beyond the control of a client
d)	Blocking the card in the case of loss or deterioration	No charge applied
e)	Period of validity of the card	5 years
f)	Replenishment of the Card account:	No charge applied
g)	Transactional processing on manual cash in the cash desk of the «KAPITALBANK” JSCB	No charge applied
h)	Transactional processing on merchandise and service payment in the terminals network of the «KAPITALBANK” JSCB	No charge applied
i)	Transactional processing on manual cash from the card account in the cash desk of another bank or through automatic teller machine(ATM) of another bank	At the rate of the servicing bank
j)	Transactional processing on merchandise and service payment in the terminals network of other banks	At the rate of the servicing bank
k)	Cashless transfer from the card account as referenced by card holder	0.5% of the transaction amount (not less than 5,000 UZS, but not more than 100,000 UZS) for each transaction;	With the exception of: 1. Transfers of funds to accounts of individuals/legal entities/ unincorporated private entrepreneurs, opened in structural divisions of JSCB "Kapitalbank"; 2. When transferring to the accounts of non-governmental non-profit organizations (VAQF.UZ, Nogiron-Bolalari Kamalak Uyi, Kind people and the like) (charity)
l)	Re-issue of a card upon the expiration of the card (in the same month and the following month)	No charge applied

How a KIDS card can be open?

For persons aged 10-14 years old:

The parent of the applicant (child) should apply to a branch of the Bank.

Submit a birth certificate (metric) or other identity document (international passport).

Open a card for the parent-counterparty with a link to his/her current account.

Create an application for opening a KIDS card specifying the child's name and surname as the cardholder.

For persons aged 14-16 years:

Apply to a Bank branch with a parent or independently.

Submit an identity document (metric).

Create a new counterparty, open a current account in the name of the applicant.

Create an application for opening a KIDS card specifying the child's name and surname as the cardholder

It is obligatory to change the identification data of the Bank's underage clients within 1 month from the date of receiving ID-card by them.