Visa Gold

Payment cards

Payment system:

Visa

Type of card: Debit card

Issue: 55 000 UZS

Cash withdrawal at the cash department or from ATMs of the JSCB Kapitalbank: 0%****

Cash withdrawal outside the Republic of Uzbekistan: 2%

Transaction processing: 0%

Card account maintenance: Free

Last modified date: 10/07/2024

**** Withdrawals from ATMs are made in national currency at the bank’s exchange rate at the moment of transaction.

Visa Gold is a card of golden color used by the most loyal and wealthy clients of the banks. Visa Gold symbolizes the highest level of service and attention to the holder of such a card. Many shops and restaurants willingly participate in the programs of privileges for the Visa Gold holders. The Visa Gold card gives you not only an excellent opportunity to pay for any goods and services, but also a number of important privileges that can make your life easier and brighter. In JSCB “Kapitalbank you can open a debit card Visa Gold”.

Today, the plastic card is a convenient and high-tech information carrier. In the modern world, plastic cards have been used almost everywhere. Imagine a wallet, which itself withdraws for you a right amount of money when shopping and no one except you can use it ... and most importantly, if you lose your wallet, your money remains with you. Do you think this is not possible? We think differently. JSCB “Kapitalbank” offers you a convenient and safe solution - plastic cards.

JSCB “Kapitalbank” offers you to get acquainted with Visa cards and useful information related to their daily use.

REGULATIONS for comprehensive banking servicing of individuals in the "Kapital24" retail business branch of “Kapitalbank” Joint-Stock Commercial Bank

Date: 01/01/2020

Size: 3.69 MB

Format: pdf

	Bank’s service / condition for provision of the service	Rate of commission fee to the Bank charged to the Client for the transactions performed by the Bank	Note
a)	When ordering via mobile app with pickup via delivery	55 000 UZS 5 USD* 5 EUR*
b)	When ordering through a mobile application with delivery by prior request	10 USD	The card is issued with a negative balance (fee for issuing and delivering the card)
c)	Card validity period	5 years
d)	Card re-issue due to expiration of the card	Free of charge	When contacting a client before and after one month of card expiration
		55 000 UZS 5 USD* 5 EUR*	In other cases
e)	Early re-issue of the main or additional card	55 000 UZS 5 USD* 5 EUR*	Except for: No commission is charged within the "Kapital Premium", "Kapital Privilege" package
f)	Card reissue due to:
	- Loss	55 000 UZS
	- Damage	5 USD*
	- Changing the name of the cardholder	5 EUR*
	- Change of PIN code
g)	Minimum balance on the card account, which is not available for use on the card	Not available	If the card currency differs from the transaction currency, an amount of 1% of the transaction amount will be temporarily blocked.
h)	Minimum initial deposit to the card account	Not available	The amount available for use will be calculated less the minimum balance.
i)	Card account maintenance	Not charged
j)	Processing of transactions for receipt cash by Visa cards of JSCB "Kapitalbank" through the cashier / terminal of JSCB "Kapitalbank"	0% from the transaction amount
k)	Processing of transactions for receipt of cash by cards of JSCB "Kapitalbank" in other banks	2%	Commission is charged according to the tariffs of the bank that installed the ATM, from the holder's card
l)	Processing of transactions for payment for goods and services outside the service network of JSCB "Kapitalbank"	Commission - free
	For payments by cards of JSCB Kapitalbank on MSS 6051	1%
m)	Maintaining a bank card account in terms of investigation of the account and operations	Commission - free
n)	Fee for blocking a card with the "stolen or lost" sign	Commission - free
o)	Connection and maintenance of 3D Secure service	Commission - free	Connection to 3D Secure service is provided only if the client is connected to the SMS informing service

Visa card is the key to access to your account where your money is stored. Observing the following main precautions while using this card enables to mitigate the risk of unauthorized access of your account.

To avoid using your card by another person, keep the PIN-code separately from the card, do not write the PIN-code on the card, do not give the PIN-code to any other people. When typing the PIN-code on the electronic terminal or ATM you should do in the way so it is not visible to others what being entered.
Verify periodically the transactions on the card account - this can be done with the help of the bank statements, as well as using the free SMS notification service, by sending an SMS message to short number 2212. In case of detection of suspicious or unusual transactions, immediately inform the bank. The list of SMS information instructions is available here-> INSTRUCTION
In case of loss of the card (theft, seizure) or if information about the PIN-code or card details became available to third parties, immediately put the card on the STOP list using the SMS notification service by sending the SMS message to short number 2212 and also immediately contact “Kapitalbank” JSCB and inform about the loss of the card either verbally or in a written form.
To avoid fraud with your card, require the transactions to be carried out only in your presence, do not let take it out of your field of vision.
While withdrawing cash at the ATM, make sure that the ATM is installed in a well-illuminated place or a special room of the bank, do not carry out transactions with the ATMs that are installed in deserted places. Examples of installing facilities for sensing card details.